Farm Insurance
Biima
Business Insurance For Farmers: What It Is and Why YOU Should Get One?
In a profession like farming, where a climate imbalance is enough to cause a crop failure or where a market drop or equipment damage can challenge YOUR entire sustenance, having additional backing becomes greatly important. That’s where farm insurance comes into the picture. Farms are subject to unique risks; while YOU can’t possibly mitigate all potential risks, farm insurance can offer YOU financial protection against them all. It combines diverse insurances protecting YOUR farm property, livestock, crop, machinery, etc., and offers comprehensive coverage. The primary risks covered under business insurance for farmers include the following –
Key coverage areas of insurance for Smash Repairs Shop include but are not limited to–
- Damage to farm buildings, barns, and equipment caused by fire, storms, or any other insured events.
- Protection against the loss of crops due to adverse weather conditions or natural disasters.
- Insurance for farm machinery like tractors, irrigation systems, and harvesters is damaged due to accidents, breakdowns, etc.
- Covers loss or damage caused by theft or malicious acts affecting farm property, machinery, or livestock.
- It protects the farm owner from legal claims if a third party is injured on the farm or due to farm operations.
- Coverage for loss of income if farm operations are halted due to insured events such as fire, machinery breakdown, or natural disasters.
- Coverage for accidental pollution caused by farm operations, such as chemical spills or runoff affecting neighbouring properties.
The exact perils covered by YOUR small farm insurance will depend upon the policy YOU choose for yourself. We will work around YOUR requirements, bring YOU all potential insurance options, and help YOU make an optimum choice.
Farm Insurance
Insurances
Insurances We Provide
At BIIMA, we bring YOU a full spectrum of insurance policies from leading market players to protect YOU, YOUR assets and YOUR business – manage risks and live with added peace of mind.
Why Choose Us As YOUR Farm Insurance Broker?
01
Tailored Solutions
Providing personalised insurance support for businesses and individuals since 2015.
02
Diverse Portfolio
A rich insurance portfolio – 85% commercial and 15% personal insurance.
03
Customer-First
We keep YOUR interest, YOUR need, and YOUR satisfaction at the CORE of our Insurance Solutions.
04
Multilingual Experts
We have a multilingual team, so language would never be a barrier to us.
Connect with us and take the first step towards securing the right farm insurance.
Insurance by Industry
Industries We Cater
We assess risks and vulnerabilities inherent to YOUR industry and ensure YOU are covered where it matters the most. Whether YOU are a small enterprise or a large-scale business, access tailored insurance solutions with us. Diverse industries, ONE Insurance Broker firm!
Insurance For Farmers: Comprehensive Coverage, Maximum Protection
Whether YOU just need farm equipment insurance, a farm public liability insurance, or need one specific to YOUR farming business, like commercial or dairy farm insurance, YOU can tailor YOUR insurance policy to best meet YOUR unique requirements. All kinds of farmers can benefit from it –
- Crop farmers
- Livestock farmers
- Dairy farmers
- Poultry Farmers
- Organic Farmers
- Vineyard and Orchard Farmers
- Aquaculture Farmers
Whichever category YOU belong to, YOU can find an insurance policy that best addresses the risk factors involved in YOUR business while aligning with YOUR financial capacity.
At BIIMA, we are a team of farm insurance brokers dedicated to offering comprehensive insurance support to all our clients. From initial policy search and policy comparison to insurance application and claim lodgements, our support extends across all aspects of YOUR insurance journey. As trusted insurance brokers with over 9 years of experience, we are well-versed in the ropes of the insurance industry and can secure a seamless experience for YOU. We leverage our network of leading insurance providers and bring to YOU the best large and small farm insurance available in the market. While several hundreds of insurances are available in the market, finding the most suitable one from the lot can be a tough decision. But with us by YOUR side, it becomes as simple as it gets.
Don’t wait until it’s too late; get insured today and make a meaningful investment towards YOUR future. Connect with us in YOUR insurance journey and proceed without any hassles.
Most Asked Queries
Frequently Asked Questions
How do I get farm insurance with YOU?
- Call us to get in touch directly with our experts or fill out our online form.
- Share YOUR insurance requirements with us.
- We will share basic details like quotes, coverage, special conditions/clauses, and quoted premiums via email.
- YOU choose the insurance company YOU want to proceed with, the date from which YOU wish to commence, and the payment option, which is monthly or annual.
- We will initiate the insurance proceedings and share the documents via mail.
We will guide YOU through the process and help YOU proceed without hassles.
What does farm insurance cover?
A comprehensive farm insurance covers –
- Farm building insurance
- Farm machinery insurance
- Farm public liability insurance
- Farm vehicle insurance
- Farm income protection
- Crop insurance
- Livestock insurance, etc.
Depending on YOUR requirements, YOU can opt for comprehensive coverage or settle for a specific insurance policy. Knowing YOUR needs and proceeding accordingly can help YOU get the best value for YOUR money while ensuring maximum protection. At BIIMA, we open YOUR access to insurance companies that are only available through an insurance broker and secure the best policy available in the market for YOU. YOU decide on the coverage, premium frequency, etc., and we will bring YOUR personalised insurance options.
What doesn’t a small farm insurance cover?
A small farm insurance doesn’t cover –
- Intentional damage caused by the farm owner or employees.
- General wear and tear of machinery, equipment, or buildings.
- Environmental damage or violations unless specifically included.
- Livestock illnesses or diseases, unless separately included.
- Worker’s compensation for farm workers.
- Natural disasters like floods and earthquakes.
While these are the basic exclusions, YOU can extend YOUR coverage to these incidents. YOU must voice YOUR requirements and thoroughly search for an appropriate policy. That’s what our farm insurance brokers help YOU with.
How much does farm insurance cost?
Every farm insurance is unique, and so is the cost. The cost can vary based on diverse factors like –
- The nature of YOUR farming operations (e.g., livestock, crops, dairy, poultry)
- Size of YOUR farm.
- YOUR farm’s geographic location.
- The extent of coverage YOU choose.
- A history of claims.
- Amount of deductibles.
- Any special coverage (like organic certification, pollution liability, etc.
When finding an insurance policy for yourself, always settle for a cost-effective option by finding the right balance between payment and coverage.
Do YOU help with insurance lodgements?
Yes, we will help YOU with YOUR insurance lodgements.
- Connect with us without any delays if a claimable event happens.
- Share the essential details about the claim over the call.
- We will analyse YOUR situation and email a list of information and documents required (depending upon the type of claim).
- Once YOU submit the necessary documents and details, we will lodge the claim with the relevant insurance company.
- We will liaise with the insurance company, assess all factors and finalise the claim for YOU.