Insurances
Insurances We Provide
At BIIMA, we bring YOU a full spectrum of insurance policies from leading market players to protect YOU, YOUR assets and YOUR business – manage risks and live with added peace of mind.
Get acquainted, explore market-leading business insurance solutions and find the right fit.
Insurance by Industry
Industries We Cater
We assess risks and vulnerabilities inherent to YOUR industry and ensure YOU are covered where it matters the most. Whether YOU are a small enterprise or a large-scale business, access tailored insurance solutions with us. Diverse industries, ONE Insurance Broker firm!
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Tailored Solutions
Providing personalised insurance support for businesses and individuals since 2015.
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Diverse Portfolio
A rich insurance portfolio – 85% commercial and 15% personal insurance.
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Customer-First
We keep YOUR interest, YOUR need, and YOUR satisfaction at the CORE of our Insurance Solutions.
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Multilingual Experts
We have a multilingual team, so language would never be a barrier to us.
Biima
Insurance Solutions Built for You: Dedicated Business Insurance Broker in Australia
For all YOUR business insurance requirements, our expert brokers at BIIMA are at YOUR service. All businesses are subject to risks, so don’t leave things to chance, but proceed with necessary caution with the right insurance coverage. Our corporate business insurance brokers help secure insurance solutions for individuals, business owners, small businesses, and medium to large enterprises (SMEs). With us, YOU don’t connect with a bot, but partner with industry experts who will guide YOU through YOUR insurance journey. At BIIMA, we specialise in offering 360-degree insurance assistance –
- Assess YOUR personal or business situation and evaluate involved risk factors.
- Compare policies and offer multiple insurance product quotes with the suitable protection or coverage for YOUR circumstances.
- Walk YOU through the details – coverage, premium, deductibles, etc., and assist YOU with policy selection.
- Assist YOU with the paperwork and help finalise the insurance and coverage.
- Handle insurance claims, from filing to settlement, ensuring a smooth and hassle-free process.
- Help with timely insurance renewal and ensure coverage without interruptions.
- Ongoing support to resolve YOUR insurance-related concerns.
When YOU connect with us, YOU secure the assistance of expert personal and retail business insurance brokers dedicated to YOU. We will consider YOUR request and any concerns YOU might have and help mitigate risks with the right insurance policy. We will always be on YOUR side, ensure access to the suitable insurance products available in the market and help YOU work and excel without being limited by any worries.
Your friend at the time of your need.
Your friend at the time of your need.
Your friend at the time of your need.
Your friend at the time of your need.
Building Long-Term Partnerships: YOUR Success is Our Priority
BIIMA provides insurance services that go beyond simply choosing a policy or paying a claim. Our team of experienced and qualified insurance professionals will always be in touch with YOU and will ensure that YOUR insurance coverage always meets the requirements of YOUR business as it grows and other economic conditions change.
We know that changes in the environment in which businesses operate, which present both new challenges and new opportunities, occur every now and then. This is precisely the reason why we carry out policy reviews and risk surveys on a regular basis, so as to assist YOU in averting risks while also exposing areas where YOU are over-insured or under-protected.
Our commitment to YOUR success includes:
- Quarterly insurance portfolio reviews to ensure YOUR coverage remains aligned with YOUR business objectives.
- Regular market analysis to identify more competitive insurance options.
- Risk management workshops and educational resources to help YOU better understand and mitigate business risks.
- Dedicated claims advocacy ensuring YOUR interests are properly represented during the claims process.
- Emergency response support for urgent insurance matters.
- Industry-specific updates and insights affecting YOUR insurance needs.
With our business insurance, establish a strong safety net and take a proactive step toward safeguarding YOUR business from unexpected risks. Connect with us to learn more!
It gives us immense pleasure to share that we have been able to achieve a good retaining rate of our clients, an evidence that we remain committed to all our clients and more so, to the quality of service that we offer. When YOU decide to join BIIMA, YOU are not simply getting an insurance policy – YOU are entering into a commitment with a group of people who truly want YOUR business to thrive and be protected. Allow US to assist YOU in laying the strategies in place for the development of YOUR business with the help of value-added insurance services and continued assistance.
With our business insurance in Australia, establish a strong safety net and take a proactive step toward safeguarding YOUR business from unexpected risks. Connect with us to learn more!
Most Asked Queries
Frequently Asked Questions
What is covered and not covered in business insurance?
Business insurance can cover claims related to –
- Injury or property damage
- Negligence or errors in professional services
- Damage or loss to buildings, equipment, etc.
- Lost income during business disruptions
- Employee injuries or illnesses related to work
- Losses from cyberattacks and data breaches
- Stolen or damaged property
Business insurance doesn’t cover –
- Loss caused by intentional acts or normal wear and tear
- Contractual liabilities
- Losses occurring from a pandemic or natural disasters
The exact coverage will depend upon the insurance YOU choose. When YOU connect with us, our corporate business insurance brokers will guide YOU and help YOU make the right choice.
Which industries do YOUR business insurance cover?
Our insurance services cover all industries or businesses ranging from –
- Transport-related businesses like owner-operators, fleet owners, general freight operators, refrigerated fleet owners, 1-ton utes/vans, two-up road train operators with an Australia-wide radius, taxis to ride-share operators, etc.
- Small Businesses like restaurants, cafés, take away shops, car washes, grocery stores, supermarkets and tradies like carpenters, concreters, etc.
- Manufacturing/importing businesses.
- Personal car insurance ranges from Toyota to Lamborghini to Rolls Royce.
- Property instances cover residential homes, landlord/investment properties, commercial warehouses/factories, body corporates, cold storage, and many more.
Whatever YOUR requirements, connect with us and our insurance brokers for small businesses, large enterprises and individuals who will guide YOU through.
How does the insurance claims process work?
At BIIMA we follow a fully streamlined process to ensure all YOUR insurance claims proceed quickly without any hassles. Here’s a brief insight into our process –
- Get in touch with us immediately if a claimable event happens.
- Share the basic details about the claim over the call.
- We will analyse YOUR situation and email a list of information and documents required (depending upon the type of claim).
- Once YOU submit the necessary documents and details, we will lodge the claim with the relevant insurance company.
- We will liaise with the insurance company, assess all factors and finalise the claim for YOU.
YOU can contact us if YOU have any specific insurance claims, and we will guide YOU through them.
How much does business insurance in Australia cost?
When it comes to business insurance, there are diverse coverage options, and the cost depends on the exact policy that YOU opt for. YOU can avail a complete business insurance pack or secure yourself against specific liabilities unique to YOUR business. As each business is unique, the ideal coverage and cost will vary. Factors like the size of YOUR business, the industry YOU operate in, and the level of risk involved also impact the price. Connect with us, share YOUR requirements, and we can provide YOU an estimate based on YOUR expectations, risk factors and financial position.
How do I get insurance with you?
- Connect with us over call and share YOUR requirements with us. Our experts will take YOU through the best insurance options available and verse YOU in all aspects related to the policy.
- We will email all initial information regarding alternate quotes, coverage, extraordinary conditions/claims, premium payment methods, etc.
- Please tell us which insurance company YOU want to proceed with, the date to commence the policy, how they would like to pay the premium, etc., and provide basic details like account number, name, etc.
- Once all processes are completed and finalised, we will share the policy documents with YOU.
At BIIMA, we offer complete assistance. We will ensure a streamlined process and deliver a hassle-free experience.
