Public Liability Insurance One-Off Event

BIIMA recommends comprehensive event liability insurance to protect organisers against a wide range of potential claims, including but not limited to third-party personal injury and property damage. This coverage helps safeguard event planners from various financial risks associated with hosting events. This coverage usually includes:

• Bodily Injury: Provides compensation for any medical expenses incurred if a visitor gets hurt in YOUR event.
• Property Damage: This covers the cost of repairs if YOUR event damages the venue or anyone’s belongings.
• Legal Defence: This coverage typically includes reasonable legal expenses and potential settlement payments if an event attendee files a lawsuit due to an incident that occurred during the event.
• Personal and Advertising Injury: It also protects against claims related to event promotion, such as libel, slander, and copyright infringement.
• Product Liability: This covers claims of food poisoning if food or drink is included.

The coverage limits may depend on the particular policy and nature of the event. We partner with our clients to secure policy coverage that adequately addresses the unique requirements of each event.

Several factors influence the price of event insurance in Melbourne:

• Event Type: Small private occasions typically cost less than big public events.
• Number of Attendees: Generally, events with more attendees incur higher insurance costs. As the number of participants increases, so does the potential for incidents.
• Duration: Typically, one-time events have lower premiums than multi-day events.
• Location: Where it is held and what facilities are provided for safety might influence its price.
• Activities: Engaging in risky activities can lead to an increase in the insurance premium.
• Coverage Limits: Higher coverage limits generally result in higher premiums than average.
• Alcohol: The presence of alcohol at an event can significantly impact insurance premiums due to increased liability risks. The costs are also generally higher.

We strive to offer competitive and fair rates for all our clients. We recommend contacting us directly for an accurate quote tailored to YOUR specific event type.

Yes, we have expertise in Public Liability Insurance for one-day events in Melbourne. Single-event public liability insurance provides coverage, which is as detailed:

• Public Liability: Impairment to the people at the venue or damages to the premises.
• Property Damage: Coverage for lost or broken equipment and props that are rented
• Cancellation Coverage: This insurance policy covers unforeseen circumstances that force the cancellation of a planned event.
• Food and Beverage Liability: If alcohol and food is served at the event.

Provide details about YOUR event. We will then:

• Conduct a risk assessment
• Provide YOU with a quote
• Process YOUR policy promptly, typically within one business day

Even for one-day events, appropriate insurance is crucial to protect event organisers financially against potential liabilities and unforeseen circumstances.

We offer event insurance in Australia for various types of events held in Melbourne, which comprise:

• Private Events: Marriage ceremonies, anniversaries, birthday celebrations, and family reunions.
• Corporate Events: Conferences and seminars, product launches and team-building events.
• Community Events: Fairs, flea markets, fundraising events and other community festivals.
• Sporting Events: Sports competitions, races, and sport-based charity events.
• Music and Entertainment: Concerts and shows, dances, and staged performances.
• Educational Events: Workshops, lectures, and other school activities.
• Food and Beverage Events: Culinary festivals, wine fairs, and other pop-up dining events.
• Trade Shows and Exhibitions: Industry expos, art exhibitions.

Each event type has unique risks and insurance needs. We tailor coverage to address YOUR specific event’s requirements, whether a small gathering or a large-scale festival.